![]() | ||||||
Sponsored by the HealthcareTrainingInstitute.org providing Quality Education since 1979 | ||||||
|
| |||
Treating Post-Holiday Let-Down & Depression
|
On this track we will discuss post-holiday stress related to over-spending or your money trap and a plan to get on the path to financial stability and a Prescription for Your Financial Health. Do you agree that your current holiday let-down or depression may be due to some over-spending you may have done? Are you caught in a money trap? The holiday season is over, and as you look
at your checkbook or see your credit card statements, do you get a sinking feeling in your stomach? Do you feel intense anxiety when you realize how much money you
spent during the holidays? Do you feel that you have no control over your mounting
debt? First of all, you'll need to take an accurate look at your financial situation. Ignoring the balances on your credit cards-paying only the minimum each month-while racking up more credit card debt will not help you walk on the path to financial freedom. "Prescription for
Your Financial Health" It
is also necessary to uncover what thoughts and beliefs you have about money. You
may not be aware of some of your attitudes toward money, but they present themselves
in various forms throughout your day. When a woman driving a Jaguar pulls up next
to you at a stoplight, do you initially think, "Her husband must have a lot
of money," not thinking that a woman could become wealthy on her own? Would
such a hidden attitude prevent you, as a woman, from taking control of your own
financial situation and accumulating your own wealth? Technique # 1 - Uncovering Hidden Thoughts and Attitudes
About Money What thoughts about money have you revealed? Start replacing your old beliefs with positive, wealth-enhancing ones. For example, instead of saying, "I must work hard to make a lot of money," say, "I make money by working smart." Instead of telling yourself, "I can never really be debt free," say, "I enjoy the freedom of living debt free." Your thoughts are powerful, and what you choose to focus on will shape the decisions that you make regarding your spending and saving habits. Instead of dwelling on the things that you don't have (a brand new BMW, a vacation home in the Florida Keys), think about what you DO have, and be grateful for it. An attitude of gratitude will help you see your financial situation as something that isn't overwhelming and burdensome. Technique #2 - Developing an Attitude of Gratitude #3: As you start to think about the abundance
of things in your life, now would be a good time to eliminate any unnecessary
expenses. In order to do this, think about the things that truly make you happy.
Would you rather go out for lunch every day or bring your lunch to work three
or four days out of the week? Technique #3 - Designing a Practical Budget
Worth Sticking To Regardless of what you decide with this budget, the important thing is that you stick to it. Don't get into the habit of thinking that if you ignore your credit card debt or the amount you're spending on entertainment each month that your problem will go away or resolve itself. You must be proactive in finding your solution to your financial stress. This begins with recognizing your hidden beliefs and attitudes toward spending and saving, creating a budget, and sticking to the plan that you've created. On this track, we discussed the influence of post-holiday stress as it relates to over-spending and financial burdens-The Money Trap. We also discussed the importance of creating a practical financial plan that helps get you out of the money trap and on the path to financial stability. On the next track, we will discuss
what fuels you. Online Continuing Education
QUESTION
11 |
Others who bought this Depression Course also bought… ![]()
![]() ![]() |
CEU Test for this course | Depression
Forward to Track
12
Back to Track 10
Table of Contents
Top
CEU Continuing Education for
Psychology CEUs, Counselor CEUs, Social Worker CEUs, MFT CEUs